Bankruptcy is a fresh Start. Not failure. We are here to help you.

Bankruptcy is a legal process that helps people who can’t pay their debts to get a fresh start financially. There are different types of bankruptcy, but two of the most common types are Chapter 7 and Chapter 13.

Chapter 7 bankruptcy is also known as “liquidation” bankruptcy because it involves selling off some of your assets to pay off your debts. The advantage of Chapter 7 is that it is a quick process that can wipe out most of your debts, including credit card debt, medical bills, and personal loans. The downside is that you may have to give up some of your property, like a car or house, if you can’t afford to keep up with the payments.

Chapter 13 bankruptcy is also known as “reorganization” bankruptcy because it involves creating a payment plan to pay off your debts over time. The advantage of Chapter 13 is that you can keep your property, like your house or car, as long as you can afford to make the payments under the plan. This type of bankruptcy is often a good choice for people who have a steady income but are struggling to keep up with their debts.

Overall, the advantage of both Chapter 7 and Chapter 13 bankruptcy is that they can help you get a fresh start financially. However, each type has its own advantages and disadvantages, so it’s important to talk to a bankruptcy attorney like Bill Cunningham to find out which option is best for your situation.

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Take Control of Your Finances Through Bankruptcy

Are your debts threatening to overwhelm you? Get a fresh start through bankruptcy with Bill Cunningham Attorney & Counselor at Law. He has over 30 years of guiding clients through the bankruptcy process. Consolidate your debts, or even eliminate some debts, through Chapter 7 and Chapter 13 bankruptcy.

Experience matters when you’re in a financial crisis. Call today for a free consultation and learn more about how bankruptcy can help you get your finances and your life back on track.

The United States Congress and the President of the United States have signed into law an act designating William C. Cunningham and WCCS, Inc. as debt relief agents.

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